Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death. 

Your beneficiaries can use the money for whatever purpose they choose. Often this includes paying everyday bills, paying a mortgage or putting a child through college. Having the safety net of life insurance can ensure that your family is taken care of.

Frequently Asked Questions

Yes, you can apply for insurance and be approved based on your estimated yearly income. Estimates can be proved via forms and/or documents from an accountant. For those who work for a company, receiving W-2, Wage and Tax Statement, proof can be a company letter or pay stubs.

Your premium (the amount you pay for an insurance policy) will vary according to your annual household income. Below is a table of the minimum income your household must meet in order to be eligible.

  • $13.000 for 01 person
  • $17.000 for 02 people
  • $22.000 for 03 people
  • $26.000 for 04 people
  • $31.000 for 05 people

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