Discover the Benefits of the Obamacare Health Plan
What is Obamacare?
Obamacare, officially known as the Affordable Care Act (ACA), is a healthcare plan approved by former US President Barack Obama in 2014. It was created with the aim of providing affordable healthcare to all citizens, with no restrictions on pre-existing conditions and no limits on coverage.
Services Covered by Obamacare
The Obamacare health plan covers a wide range of medical services, including:
- Preventive consultations
- Outpatient care
- Emergency services
- Pediatric care
- Hospitalizations
- Mental health treatment
- Prescription medication
- Rehabilitation services
- Laboratory tests
- Maternity care
Insurance Companies Offering Obamacare Plans in Florida
In Florida, some of the main insurance companies that offer Obamacare health plans are:
- Florida Blue
- Oscar
- Ambetter
- Molina
- Bright Health
Obamacare Prices and Subsidies
The prices of Obamacare plans vary according to declared income. To encourage people to join the plan, Obamacare offers subsidies for low-income people, with the aim of making health insurance more affordable.
Minimum Family Income Eligible for Subsidy
$13,000 for 1 person
$17,000 for 2 people
$22,000 for 3 people
$26,000 for 4 people
$31,000 for 5 people
Who can get the subsidy?
To receive the Obamacare subsidy, you must file a tax return and have a valid immigration status in the United States.
Obamacare Plans Without Subsidy
Even if you don't qualify for the subsidy, anyone with legal status in the United States can purchase an Obamacare plan without a subsidy, without the need to declare income.
Enrollment Period and Exceptions
In 2019, the Obamacare enrollment period was from November 1 to December 15. However, there are some exceptions that allow enrollment outside of this period, as long as they are proven within 60 days:
- Moving to another city, state or countryMarriage, divorce
- Birth, adoption, death
- Change of immigration status
- Loss of existing company or college insurance
- Loss of cover under parents' plan on turning 26
- Inclusion of Newborns
- Children born in the state of Florida receive health care through Medicaid or Florida Kids. If they are not eligible for these programs, it is possible to include them in the family's Obamacare health plan.
The bottom line
Obamacare is a comprehensive health plan that offers affordable medical coverage to all American citizens, regardless of pre-existing conditions or income. With a wide range of covered services and the possibility of subsidies for low-income people, Obamacare stands out as a valuable option for ensuring your family's health and well-being.
Authored by 2Easy Insurance by WMB Marketing Digital
For more information on Obamacare and to find the best health insurance option for you, contact us by clicking here or by emailing contact@2easyinsurance.com.
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