Ensure the safety and well-being of your employees with supplemental insurance for businesses.

Supplemental business insurance aims to cover both formal and informal employees in case of an accident or illness requiring medical care or time off. These insurances are excellent options for companies looking to improve talent retention, increase productivity, and enhance their employees' safety. Companies with three or more employees are eligible to purchase the options described below. Types of supplemental insurance:

  • Accident insurance: Offers benefits in cases of minor or serious accidents, hospitalizations, or absences due to accidents, death, and others.
  • Life insurance: Provides a payment to the beneficiary in case of the death of the insured employee.
  • Critical Illness Insurance: Provides lump-sum payments for diagnoses of diseases such as cancer, stroke, and other similarly severe conditions.
  • Disability Insurance: Insurance that covers employees in the event of an accident or illness that prevents them from working. 
  • Supplemental Hospital Insurance: An insurance option that covers hospital care for employees in the event of an illness.

Frequently Asked Questions

Supplemental business insurances are plans that provide additional coverage to employees in cases of accidents, serious illnesses, hospitalization, inability to work, and death.

The most common types of supplemental insurances includes:

  • Accident insurance.
  • Life insurance.
  • Critical illness insurance.
  • Disability insurance.
  • Supplemental hospital insurance.

Companies with three or more employees are eligible to purchase the above described supplemental insurances.

Offering supplemental insurances can help improve talent retention, increase productivity, and ensure safety and wellbeing of employees.

It is not mandatory, but it is highly recommended for companies that want to promote a safer work environment and value their employees.

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